HOME HARBOR FINANCIAL, LLC (HHF) strives for compliance with all applicable state and federal regulations pertaining to mortgage lending, advertising, and marketing including but not limited to all federal regulations set forth in title 12 of the Code of Federal Regulations, and the guidelines promulgated and/or enforced by the U.S. Department of Housing and Urban Development, The Consumer Financial Protection Bureau, and the Federal Trade Commission. HHF is not affiliated with any government agency.  All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered.  All loan programs, terms and interest rates are subject to change without notice.  All fees are subject to state and federal high cost thresholds. (NMLS Patrick Parke - 210815, HHF - 1178616)

Loan Products

Conventional loan is a mortgage that is not guaranteed or insured by any government agency. 

FHA loan is a mortgage issued by an FHA approved lender and insured by the Federal Housing Administration (FHA).

USDA loan is a mortgage loan offered to rural property owners by the United States Department of Agriculture.‚Äč

VA loan is a mortgage loan in the United States guaranteed by the United States Department of Verterans Affairs (VA).

JUMBO loan is a form of home financing for amounts exceeding the conforming loan limits set by the Federal Housing Finance Agency (FHFA).