HOME HARBOR FINANCIAL, LLC (HHF) strives for compliance with all applicable state and federal regulations pertaining to mortgage lending, advertising, and marketing including but not limited to all federal regulations set forth in title 12 of the Code of Federal Regulations, and the guidelines promulgated and/or enforced by the U.S. Department of Housing and Urban Development, The Consumer Financial Protection Bureau, and the Federal Trade Commission. HHF is not affiliated with any government agency.  All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered.  All loan programs, terms and interest rates are subject to change without notice.  All fees are subject to state and federal high cost thresholds. (NMLS Patrick Parke - 210815, HHF - 1178616)

USDA Loan Products

USDA

Rural development loans are a great option for your borrowers looking for 100% financing. Recognized as a top government lender, our lenders directly delegated with USDA, ensuring a smooth, quick process for both your clients and referral partners. Count on us to hit contract dates on USDA purchases, with direct access to underwriting and industry leading turn times!

  • 30-year fixed rate

  • No down payment required

  • No cash reserves needed

  • Closing costs may be financed on some transactions

  • Seller contributions allowed

  • Competitively low rates

Helpful USDA Links: