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Privacy Policy for Home Harbor Financial LLC

Effective Date: 01/01/2024

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Home Harbor Financial LLC ("we," "our," or "us") is committed to protecting the privacy of our clients and website visitors. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website [www.HomeHarbor.us] or engage with our services. By using our services, you consent to the practices described in this Privacy Policy.

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1. Information We Collect

We may collect personal information when you visit our website, apply for a mortgage, or otherwise engage with us. The types of information we may collect include:

  • Personal Identifiable Information (PII): Your name, address, email address, phone number, Social Security number, date of birth, and financial information required for mortgage applications.

  • Non-Personal Information: Information about your device, browsing history on our website, IP address, cookies, and usage data.

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2. How We Use Your Information

We use the collected information to:

  • Process mortgage applications and provide financial services.

  • Communicate with you regarding your mortgage application or account.

  • Personalize your experience on our website and improve customer service.

  • Meet legal and regulatory requirements.

  • Conduct internal analytics and research.

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3. Information Sharing and Disclosure

We do not sell, trade, or otherwise transfer your personal information to outside parties except in the following situations:

  • Third-Party Service Providers: We may share information with trusted third-party vendors, including credit reporting agencies, appraisers, and title companies, to facilitate the mortgage process.

  • Legal Requirements: We may disclose your information when required by law or to comply with legal processes.

  • Business Transfers: If we are involved in a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.

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4. Your Privacy Rights

You have the following rights concerning your information:

  • Access and Update: You can request access to or updates of your personal information.

  • Opt-Out of Marketing Communications: You can unsubscribe from our marketing communications at any time.

  • Data Deletion: In certain cases, you may request the deletion of your information, subject to regulatory or business retention requirements.

To exercise any of these rights, please contact us at pparke@homeharbor.us

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5. Security of Your Information

We implement reasonable security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. However, no method of transmission over the internet or electronic storage is completely secure.

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6. Cookies and Tracking Technologies

Our website may use cookies, web beacons, and similar tracking technologies to enhance your experience. You may choose to disable cookies in your browser settings, but doing so may affect the functionality of our website.

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7. Children’s Privacy

Our services are not intended for individuals under the age of 18, and we do not knowingly collect information from children.

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8. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or regulatory requirements. Any changes will be posted on this page with an updated "Effective Date."

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9. Contact Us

If you have questions or concerns about this Privacy Policy or our data practices, please contact us at:

Home Harbor Financial LLC
101 E Town Pl, Suite 130
Saint Augustine, FL 32092
Phone: (904) 664-5600
Email: PParke@HomeHarbor.us

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