Pre-qualification Checklist

Property Information

  • Purchase Agreement

  • Copy of legal description and MLS sheet

  • If you are selling your current home, copy of the listing contract

  • If you have sold your current home, copy of settlement statement

Income & Assets

  • Pay stubs from the last 30 days

  • Last two years name, address and dates of employment of each employer

  • Last two years W-2s

  • Last two years tax returns with schedules 

  • Year to date profit and loss statement (self employed only)

  • Statements for each bank, mutual fund, and/or investment account for the last three months

  • Explanation and source for any large deposits

  • Copy of gift check and deposit slip


  • Photo ID and proof of Social Security number

  • Residence addresses for the past two years

  • If applicable, a copy of your divorce decree

  • If you are not a US citizen, copy of the front and back of green card


HOME HARBOR FINANCIAL, LLC (HHF - 1178616 NMLS) strives for compliance with all applicable state and federal regulations pertaining to mortgage lending, advertising, and marketing including but not limited to all federal regulations set forth in title 12 of the Code of Federal Regulations, and the guidelines promulgated and/or enforced by the U.S. Department of Housing and Urban Development, The Consumer Financial Protection Bureau, and the Federal Trade Commission. HHF is not affiliated with any government agency.  All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered.  All loan programs, terms and interest rates are subject to change without notice.  All fees are subject to state and federal high cost thresholds.